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See if Your Income is Sufficient to Qualify
Desired Mortgage for New Home
Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).
Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Your salary must meet the following two conditions:
Your gross (pre-taxes) monthly salary must be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
Your gross (pre-taxes) monthly salary must be greater than 35% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.
Monthly Principle + Interest
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